Loading account
Get started
Tax & Government

Regional First Home Buyer Guarantee

5% deposit, no LMI, for first-home buyers in regional areas.

What is Regional First Home Buyer Guarantee?

A federal scheme letting eligible first-home buyers in regional areas purchase with a 5% deposit and no LMI — with the government guaranteeing the remaining 15%. Defined regional areas only. Separate place allocation from the main First Home Guarantee.

Why it matters for you

Designed to support regional housing markets and encourage regional moves. Income caps and price caps apply. Particularly relevant for regional medical, dental and allied health professionals. Always checked alongside FHOG and state stamp duty concessions.

We'll check every scheme you qualify for

Free. No pressure. No credit check.

Related terms

5% deposit, no LMI, government guarantee. For eligible first-home buyers.

Tax & Government

State cash grant for first-home buyers — usually new builds only.

Tax & Government
Last updated: April 2026