Home loans / Property & equity
Your Wity portfolio brings linked property and loan records into one view. Understand the available values, lending and indicative equity, then ask the team what needs checking for your next decision.
Read the whole picture
The portal shows the information recorded for your linked properties and loans. It is a starting point for a conversation, rather than a live bank balance or property valuation.
What property value am I looking at?
The available figure uses a recorded valuation, or the recorded purchase price where no valuation is held. Check the source and date shown; a past recorded value may not represent today's sale price or a lender's valuation.
How much lending sits alongside it?
See the linked facilities and available loan information. Balances come from recorded loan details and do not have a confirmed balance date. Use your current lender statement when a decision needs up-to-date figures.
Does the equity figure mean I can borrow it?
Indicative equity compares the available property and lending figures. Additional borrowing requires a separate assessment of valuation, loan purpose, income, commitments and current lender policy.
Has the position changed over time?
Where enough complete observations exist, the chart shows recorded history for your currently linked portfolio. Values carry forward between records; gaps remain gaps. It does not reconstruct every property you owned in the past.
What the totals mean
Some records need extra care, particularly where more than one property supports a loan.
Explore a home loan reviewThis is an introduction to the authenticated portfolio, not a public property valuation service. Portfolio figures do not establish available credit, a sale price or a complete net-worth assessment.
The next steps
Start with the record, then confirm the information needed for your plan.
Sign in and view the properties and loans linked to your account. A new account may not have portfolio records yet.
Read available value sources, loan details, dates and qualifications. Note any missing information or a facility connected with more than one property.
Tell the team whether you are reviewing the current loan, considering another purchase or exploring additional borrowing. The purpose changes what needs checking.
Bring current lender and financial information into the assessment. A lender may require its own valuation, and borrowing needs approval before you rely on it.
The portfolio helps you understand recorded information. It does not arrange a new loan or make money available to withdraw.
A little more clarity
A few useful answers. For the details that are specific to you, talk with our team.
Book a callKeep exploring
Open your portfolio and talk with the team about any figure or next step that needs checking.
General information only. Recorded property values, loan balances, totals and equity are indicative and may be incomplete or out of date. They do not establish a market valuation, personal ownership allocation, available credit or loan approval. Any additional borrowing requires current evidence and lender assessment.
