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Tax & Government

Budget (Federal) — Impact on Property

Each May, federal budgets reshape CGT, gearing rules, and first-home schemes.

What is Budget (Federal) — Impact on Property?

The federal budget, delivered in May each year, sets tax, spending and regulatory policy — directly affecting property investors (CGT, negative gearing, depreciation rules) and first-home buyers (grants, guarantees, deposit schemes).

Why it matters for you

Budget changes can shift borrowing strategy overnight. The 2026 budget is expected to touch negative gearing and CGT — which would reshape investor maths materially. Refinance windows, investment structuring and purchase timing all respond to budget signals.

See our Budget 2026 briefing

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Related terms

When holding an investment costs more than it earns. Loss is tax-deductible.

Wealth & Investment

The profit tax on selling an investment property. Your PPOR is generally exempt.

Tax & Government

5% deposit, no LMI, government guarantee. For eligible first-home buyers.

Tax & Government
Last updated: April 2026